Terms & Conditions

These Terms govern your relationship with the operator of the Vodds version of the online sports betting brokerage and casino service available via voddsi.com and its associated mirror domains, and set out the conditions under which you may access and use the Website and Services. By registering an account or using the Services after the Effective Date, you confirm that you have read, understood and agree to be bound by these Terms. Effective from 1 January 2026.

Definitions

In these Terms, unless the context requires otherwise:

Operator means the entity within Ole Group International that operates the Vodds sports betting brokerage and casino platform under Curaçao eGaming sub-license 8048/JAZ2017-058, accessible to UK users through voddsi.com and associated mirror domains such as vodds-key.com and vodds1.com.
Website means the Vodds version of the Vodds platform, including voddsi.com, any subdomains, mobile versions, mirror domains and any software, APIs or widgets provided in connection with the Services.
Services means all products and services made available on or through the Website, including the sports betting brokerage service (single-wallet access to third-party Asian bookmakers and betting exchanges), casino games (slots and live dealer), account services, payment processing and customer support.
User or Player means any natural person who accesses the Website, opens an account, places a Bet or otherwise uses the Services.
Account means the personal betting and gaming account registered in your name with the Operator for use of the Services.
Bet means any wager, trade, stake or similar transaction placed via the Services, including but not limited to sports bets, exchange trades and casino wagers, whether settled by the Operator or a third-party bookmaker or exchange integrated into the platform.
Bonus means any promotional offer, free bet, free spin, cashback, enhanced odds, deposit match or similar incentive granted by the Operator, whether automatically or upon meeting qualifying conditions.
Wager or Wagering Requirement means the total amount that must be staked using deposited funds and/or Bonus funds before associated Bonus funds, free spins or winnings become withdrawable, as specified in the relevant promotion.
Stake means the amount of money risked on a Bet, excluding any Bonus funds that may be applied in addition to the Stake according to promotion rules.
Business Day means a day (other than a Saturday, Sunday or public holiday) when banks are generally open for business in Curaçao and, where relevant to payment processing, in the country of the payment service provider.
Responsible Gambling Tools means self-administered tools and limits made available on the Website, such as deposit limits, loss limits, session limits and self-exclusion options, which are not connected to UK GamStop or any UKGC-mandated scheme.

Account Registration

Eligibility and Age Verification

Minimum age: You may only open and use an Account if you are at least 18 years old or the legal age for online gambling in your jurisdiction, whichever is higher. Access by persons under 18 is strictly prohibited.
Legal capacity: By registering, you confirm that you have full legal capacity to enter into binding agreements and that online gambling via an offshore, non-UKGC-licensed operator is not prohibited in your jurisdiction.
UK-specific note: For Users resident in the United Kingdom, you acknowledge that the Operator is licensed in Curaçao and is not authorised or regulated by the UK Gambling Commission. You will not receive UKGC-level protections or GamStop coverage when using the Services.

Registration Process

Account creation: To create an Account, you must complete the online registration form on voddsi.com, providing accurate and complete information including (at a minimum) your full name, date of birth, country of residence, email address, username and password.
Email verification: The Operator may require you to verify your email address by clicking on a confirmation link or entering a verification code sent to the email address you supplied. The Operator may also use multi-factor authentication methods where appropriate.
Single account rule: You may not open more than one Account with the Operator. Creating multiple accounts, including across mirror domains, may result in suspension or closure of all related Accounts and forfeiture of Bonuses and winnings arising from duplicate Accounts.

KYC, AML and Ongoing Verification

Know Your Customer (KYC): The Operator may at any time request verification documents to comply with Curaçao AML and KYC obligations and internal risk controls. These may include government-issued photo ID, proof of address, source of funds or wealth documents and payment method ownership evidence.
Document checks: You must provide clear, valid and up-to-date copies of requested documents within the timeframe specified by the Operator. Failure or refusal to do so may lead to temporary suspension, limits on deposits or withdrawals, or eventual Account closure.
Accuracy obligations: You must ensure that all information you provide during registration and throughout the life of your Account is accurate and kept up to date. Any material misrepresentation (including false age or identity) may result in voided Bets, cancelled Bonuses and closure of your Account.

Account Security and Responsibility

Login details: You are solely responsible for maintaining the confidentiality of your username, password and any other security credentials. You must not share them with any third party or allow anyone else to access your Account.
Unauthorised use: Any Bet or transaction placed using your credentials will be treated as having been placed by you. You must notify the Operator immediately if you suspect that your Account has been compromised so that the Operator can take appropriate protective measures.
Self-control and responsible gambling: You are responsible for assessing whether you can safely use offshore gambling services. If you are registered with GamStop or other UK self-exclusion schemes, you acknowledge that such schemes do not apply to the Website and that you must refrain from opening or using an Account with the Operator.

Betting & Gameplay Rules

General Betting Framework

Brokerage model: The Services primarily operate as a sports betting brokerage, providing access to multiple third-party Asian bookmakers and betting exchanges (including but not limited to Pinnacle/PS3838, SBOBET, Singbet, ISN, Matchbook and Betfair). When you place a Bet, it may be laid with one or more of these third-party operators according to the platform's routing logic.
Rules hierarchy: Settlement of Bets is governed first by these Terms, then by the Vodds platform rules published on voddsi.com/terms-and-conditions (including detailed betting rules in Section 5), and, to the extent relevant, by the underlying rules and house terms of the third-party bookmaker or exchange where the Bet is ultimately matched.
Minimum and maximum stakes: Each market, event, sport or casino game may have specific minimum and maximum stake limits. These may vary by liquidity, odds, provider and your Account status. The Website interface will normally indicate whether a requested stake exceeds permitted limits and, where possible, may offer partial acceptance.

Placing, Modifying and Cancelling Bets

Bet placement: A Bet is considered accepted once it appears in your Account as "Placed", "Matched" or equivalent status. Until that time, a requested Bet may remain "Pending", "Processing" or "Unmatched" and may not be guaranteed.
Bet confirmation: After submission, you should check your open Bets and transaction history to confirm that your Bet has been correctly recorded. The Operator is not obliged to honour Bets that were not properly accepted due to technical or connectivity issues.
Modification and cancellation: Once a Bet has been accepted, you generally cannot amend or cancel it. Limited cancellation options may exist for unmatched exchange Bets or specific in-play markets, in which case any such functionality will be clearly indicated on the Website. The Operator may, at its discretion, void or cancel Bets in circumstances such as palpable error, regulatory requirements, fraud or collusion.

Conduct, Fair Use and Chat Rules

Prohibited behaviour: You must not engage in any form of cheating, arbitrage that exploits obvious errors, bonus abuse, match-fixing, use of bots or scripts, account collusion, chip dumping or any other activity that the Operator reasonably considers to give you an unfair advantage or to undermine the integrity of the Services.
Live casino and chat: Where live casino tables, chat rooms, or community features are provided, you must act respectfully toward dealers, other players and staff. Insults, harassment, hate speech, threats, obscene or abusive content, spam and solicitation of other Users are strictly prohibited.
Monitoring and sanctions: The Operator may monitor gameplay, chat and transaction patterns. If the Operator reasonably suspects misconduct, it may suspend or close your Account, void or adjust Bets, withhold Bonuses and winnings pending investigation, and report suspected criminal activity to relevant authorities.

Settlement of Bets and Results

Official results: Sports Bets are settled based on the official result as declared by the relevant governing body or event organiser at the time of settlement, unless otherwise specified in sport-specific rules. Later changes to results (for example, disciplinary decisions) usually do not affect settlement unless the Operator decides otherwise.
Casino outcomes: All casino games, including live dealer games, are provided either by the Operator or by third-party game providers. Outcomes are determined by certified random number generators (RNGs) or live game mechanics. In the event of dispute about game outcomes, the Operator's server records and logs will be decisive, subject to applicable regulation.
Errors and void bets: If, due to a technical, human or system error, a Bet is accepted at clearly incorrect odds, with an incorrect line or handicap, or in any other material error, the Operator may declare the Bet void or settle it at the correct odds or terms that should have applied.

Bonus Terms

Bonus Eligibility and Activation

Promotional offers: From time to time, the Operator may offer Bonuses, such as welcome offers, reload bonuses, free bets, cashback, and free spins for the casino section. Each promotion is subject to these general Bonus Terms and any specific conditions spelled out in the corresponding offer description on the Website.
Activation requirements: To activate a Bonus you may need to opt-in, enter a bonus code, make a qualifying deposit, place qualifying Bets or meet other conditions described in the promotion. If you do not follow the specified steps within the indicated timeframe, the Bonus may not be credited or may lapse.
Account and jurisdiction restrictions: The Operator may restrict Bonuses to specific user groups, jurisdictions, currencies or channels. Because the Services target professional bettors and high-rollers, certain Bonuses may be customised or invitation-only. The Operator may refuse or withdraw Bonuses where abuse or ineligibility is suspected.

Wagering Requirements and Timeframes

Wagering obligations: Unless otherwise stated, Bonus funds and any winnings derived from them are subject to wagering requirements before they become withdrawable. The required multiple of the Bonus and/or deposit amount will be clearly specified in the promotion (for example, 10x or 20x).
Contribution of bets and games: Different Bet types and games may contribute differently to wagering requirements. Sports Bets at very low or very high odds, opposite-side Bets on the same event, zero-margin trading strategies, or Bets deemed to be risk-free may contribute only partially or not at all. Casino games with low house edge or specific features may have reduced contribution or be excluded.
Time limits: Bonuses generally have an expiry period during which wagering requirements must be met (for example, within 30 days of crediting and, for free spins, within a shorter period). Expiry dates specific to 2026 promotions will be indicated in each offer. Unused Bonuses and associated winnings may be removed after expiry.

Prohibited Practices and Combining Promotions

Bonus abuse: The following practices are strictly prohibited: placing matched Bets to artificially complete wagering requirements; using multiple Accounts or colluding with other players; depositing and withdrawing immediately after receiving a Bonus without meaningful play; or otherwise manipulating Bet patterns solely to unlock Bonus funds.
Game and Bet restrictions: Certain games, markets or features may be excluded from Bonus play, including some live dealer games, jackpot titles, low-risk roulette strategies, opposite-side sports Bets and exchange hedging. Any such restrictions will be indicated in the promotion rules; you are responsible for reviewing them before participating.
Combining promotions: Unless explicitly allowed, Bonuses and promotions cannot be combined. Where you are eligible for multiple offers, the Operator will typically apply them in chronological order or as otherwise specified. In case of conflict, the rules of the more restrictive promotion apply, and the Operator may decline to stack promotions on the same deposit or Bet.

Bonus Adjustments and Removal

Right to amend: The Operator may modify, suspend or withdraw any Bonus or promotion at its discretion, including for regulatory, technical or commercial reasons. Such changes will not affect Bonuses already accepted unless required for legal or integrity reasons.
Forfeiture: If you request a withdrawal before completing wagering requirements, the Operator may, depending on the promotion terms, deduct the Bonus and any winnings derived from it from your balance. In some cases, you may choose to forfeit a Bonus manually from your Account interface.
Abuse consequences: Where Bonus abuse is reasonably suspected, the Operator may remove Bonuses and associated winnings, adjust your balance, restrict eligibility for future promotions, and, in serious cases, suspend or close your Account.

Payments & Withdrawals

Deposit Methods and Processing

Available methods: The Operator may support a range of deposit methods, including bank cards, bank transfers, e-wallets, local payment systems and, where offered, selected cryptocurrencies. The specific options available to you depend on your country of residence, currency and the Operator's current payment arrangements.
Funding and fees: Deposits are normally credited to your Account promptly after successful confirmation by the payment provider. The Operator may charge, or pass on, reasonable fees for certain deposit methods; any such fees will be indicated before you confirm the transaction. Third-party providers (for example, banks, card issuers, crypto exchanges) may also apply their own charges.
Currency and conversion: Your Account will be maintained in one or more currencies supported by the Operator. If a transaction involves currency conversion, it will be processed at the prevailing rate used by the payment provider or the Operator's internal rate, and you accept any associated FX costs.

Withdrawals, Verification and Limits

Withdrawal requests: You may request withdrawals from your Account subject to meeting all applicable conditions, including completion of KYC checks, wagering requirements (where Bonuses apply) and any internal risk controls. The Operator reserves the right to process withdrawals via the same method(s) and payment instrument(s) used for deposits where feasible.
Processing times: The Operator aims to review and process withdrawal requests within a reasonable timeframe, generally within 1 - 3 Business Days, although actual receipt may depend on third-party payment providers and banking networks. Cryptocurrencies and certain e-wallets may be faster, while bank transfers and card withdrawals may take longer.
Limits and segmentation: The Operator may apply minimum and maximum limits per transaction, per day, per week or per month, depending on your Account status, payment method, jurisdiction and risk profile. High-value withdrawals may be split into instalments for compliance or technical reasons.

Refunds, Chargebacks and Security Reviews

Refund policy: Deposits are generally non-refundable once used for wagering. The Operator may, at its discretion, consider refund requests for unused balances, subject to full KYC verification and AML checks. Bonuses and any associated winnings may be removed in connection with such refunds.
Chargebacks: Initiating a chargeback or payment reversal without the Operator's prior consent is a serious breach. The Operator may suspend or close your Account, void Bets and bonuses, and seek recovery of any amounts unjustly reversed, including through third-party collection agencies, where permitted by law.
Security and AML reviews: The Operator may delay or withhold withdrawals while conducting security, fraud or AML reviews, including verification of payment method ownership and source of funds. You may be asked to provide additional documentation, and withdrawals will not be completed until the review is satisfactorily concluded.

Handling of Bets and Bonuses upon Payment Issues

Insufficient funds and errors: If, due to technical or processing error, Bets are accepted or Bonuses granted on the basis of funds that were not successfully received or were subsequently reversed, the Operator may cancel such Bets, remove Bonuses and adjust your balance accordingly.
Suspension due to payment risk: Where there is reasonable suspicion of fraudulent deposits, unauthorised use of payment instruments or other irregularities, the Operator may freeze your Account, void selected transactions and cooperate with payment providers and competent authorities in any investigation.
Crypto-specific considerations: Where cryptocurrencies are accepted, you are responsible for ensuring that you send funds to the correct wallet address and network. The Operator is not responsible for funds lost due to errors in wallet addresses, network selection or user-side security incidents (such as compromised wallets).

Limitation of Liability

Operator's Obligations and Service Standard

Fairness and integrity: The Operator aims to provide the Services with reasonable skill and care, including ensuring that betting markets, odds and casino games operate in a fair and transparent manner. Where games are provided by third-party providers, the Operator takes reasonable steps to ensure that such providers are appropriately licensed or certified in their respective jurisdictions.
Accuracy of information: While the Operator endeavours to ensure that information displayed on the Website (including odds, scores, statistics, game rules and account balances) is accurate, minor errors or delays can occur. In case of discrepancy between on-screen information and the Operator's back-end records, the latter will normally prevail, subject to applicable law.
Continuous operation: The Operator will use reasonable efforts to keep the Website and Services available and functioning, but does not guarantee uninterrupted access or freedom from errors, bugs or technical issues.

Exclusions and Limitations

Technical failures and connectivity: The Operator is not liable for any loss you may suffer due to hardware or software failures, loss of internet connectivity, latency, incompatible devices, power outages or failures of third-party systems (such as bookmakers, exchanges, payment providers or telecom providers) beyond the Operator's reasonable control.
Indirect and consequential loss: To the maximum extent permitted by applicable law, the Operator is not liable for any indirect, incidental, special, punitive or consequential damages, including loss of profits, business, data or reputation, arising out of or in connection with your use of the Services.
Maximum compensation: Subject to mandatory legal rights, the Operator's total aggregate liability to you for any claim arising from a particular Bet, game or transaction is limited to the amount of the Stake actually placed by you on that Bet or game, or, in the case of an error resulting in an incorrect Account balance, to the amount of funds erroneously credited to your Account.

User Responsibility and Risk Acknowledgement

Gambling risk: You acknowledge that using offshore betting and casino services involves financial risk, including the loss of your entire Stake. You are responsible for determining whether you can afford to gamble and for using the Website in a way that does not adversely affect your financial or personal circumstances.
Regulatory position of UK users: You acknowledge that the Operator is not licensed or regulated by the UK Gambling Commission and that your use of the Services as a UK resident does not benefit from UKGC protections, GamStop self-exclusion coverage or access to UK-approved alternative dispute resolution bodies such as IBAS.
Non-excludable rights: Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for fraud, fraudulent misrepresentation or death or personal injury caused by negligence.

Intellectual Property Rights

Ownership of Content and Software

Platform IP: All intellectual property rights in and to the Website and Services, including but not limited to software, code, interfaces, databases, trademarks, logos, text, graphics, audio, video, layouts and design elements, are owned by the Operator, its group companies or its licensors.
Third-party content: Certain content, including odds feeds, event data, game software and streaming services, is provided by third-party suppliers and is protected by their respective intellectual property rights. You may not copy, modify, distribute or exploit such content without the prior written consent of the relevant rights holder.
Limited licence: The Operator grants you a personal, non-exclusive, non-transferable, revocable licence to access and use the Website and Services on your devices for the sole purpose of placing Bets and using the Services in accordance with these Terms.

Restrictions on Use

Prohibited acts: You may not copy, reproduce, modify, create derivative works from, publicly display, distribute, transmit, decompile, reverse engineer, disassemble or otherwise attempt to obtain the source code of any software forming part of the Website or Services, except where expressly permitted by applicable law and only after giving the Operator prior written notice.
Automated access: Use of bots, scripts, scraping tools, automated betting software or any other automated means to access, interact with or extract data from the Website is strictly prohibited, unless explicitly authorised in writing by the Operator.
Brand use: You may not use the Vodds brand, logos or trade names in any manner that could cause confusion or imply sponsorship, endorsement or affiliation, other than as permitted for personal use of the Website hosted at voddsi.com and its authorised mirrors.

Privacy & Data Protection

Privacy Policy and Data Handling

Reference to Privacy Policy: The Operator's collection, use, storage and disclosure of your personal data are governed by its Privacy Policy, which forms part of these Terms and is available on voddsi.com. You should review the Privacy Policy carefully before registering or using the Services.
Data processing: By using the Services, you consent to the processing of your personal data for purposes including Account management, risk assessment, payment processing, KYC and AML compliance, responsible gambling tools, customer support and marketing (where permitted by law and by your preferences).
International transfers: Because the Operator is based offshore and cooperates with multiple third-party bookmakers, exchanges, payment processors and service providers, your data may be transferred outside your country of residence, including to jurisdictions that may have different data protection standards. Such transfers will be made in accordance with applicable laws and the Privacy Policy.

Security and Retention

Security measures: The Operator uses reasonable technical and organisational measures to protect personal data and Account information against unauthorised access, loss or misuse. However, no system is completely secure, and the Operator cannot guarantee absolute security of data transmitted over the internet.
Retention: Personal data may be retained for as long as necessary for the purposes for which it was collected, including compliance with legal, regulatory and AML obligations, and for the period required by applicable laws or retention policies.
User rights: Depending on your jurisdiction, you may have rights regarding your personal data, such as access, rectification, deletion, or restriction of processing. Procedures for exercising these rights are set out in the Privacy Policy.

Changes to Terms

Amendment and Notification

Right to modify: The Operator may amend these Terms at any time for reasons including changes in law or regulation, guidance from regulators, updates to Services or technology, risk management or commercial considerations.
Notice methods: Material changes will normally be communicated by one or more of the following: an updated version of the Terms posted on voddsi.com with a revised Effective Date, a pop-up or banner notification when you next log in, or an email sent to the address registered to your Account.
Review obligation: It is your responsibility to check the Terms regularly. Your continued use of the Website or Services after changes take effect will constitute your acceptance of the revised Terms.

Disagreement with Changes

Right to stop using the Services: If you do not agree with any updated Terms, you must stop using the Website and Services immediately, and you may request closure of your Account in accordance with the termination provisions.
Outstanding obligations: Any Bets placed prior to the effective date of changes will be governed by the Terms in force at the time the Bet was accepted, unless regulatory or legal requirements necessitate retroactive application.
Record keeping: The Operator may retain previous versions of the Terms for internal records and, where appropriate, make them available upon request or through a dedicated archive page.

Termination & Suspension

Termination by the User

Closing your Account: You may request closure of your Account at any time by contacting customer support via live chat, email or other channels listed on voddsi.com. The Operator may require confirmation of your identity before processing the request.
Remaining balance: Upon closure, any remaining real-money balance (excluding Bonuses and associated winnings that are not yet withdrawable) will normally be returned to you using a suitable payment method, subject to successful completion of KYC and AML checks.
Responsible gambling tools: Instead of permanent closure, you may choose to use self-exclusion or other Responsible Gambling Tools available on the Website. These tools are self-administered and not connected to the UK GamStop scheme.

Suspension or Termination by the Operator

Grounds for action: The Operator may suspend or terminate your Account, in whole or in part, where it reasonably believes that you have breached these Terms, engaged in fraud, bonus abuse or other prohibited activities, used the Services in violation of applicable law, failed KYC/AML checks, or posed a significant regulatory, financial or reputational risk.
Investigation period: During any investigation, the Operator may restrict your ability to place Bets, deposit or withdraw funds, or access certain features. Time-sensitive promotions may expire during such periods without compensation.
Outcome and funds: On termination, the Operator will determine, in accordance with applicable laws and these Terms, whether any remaining balance (excluding illegal or unlawfully obtained funds) should be returned to you, withheld, or used to offset any outstanding amounts owed by you.

Notice and Effects of Termination

Notice: Where legally required and reasonably practicable, the Operator will inform you of the reasons for suspension or termination by email or through the Website. In certain cases (for example, where required by law enforcement or AML regulations), the Operator may be prohibited from providing detailed reasons.
Effect on Bets and Bonuses: Bets placed and accepted prior to termination will normally stand and be settled in accordance with these Terms, unless they involve a breach of law or integrity rules. Bonuses and promotional entitlements may be cancelled at the Operator's discretion in connection with termination.
Survival: Provisions relating to intellectual property, limitation of liability, governing law and jurisdiction, and any other clauses that by their nature should survive termination, will continue in full force and effect after your Account is closed.

Governing Law & Jurisdiction

Applicable Law

Primary governing law: These Terms, your Account and all use of the Services are governed by the laws of Curaçao, without regard to conflict of law principles, except to the extent that mandatory consumer protection laws of your country of residence provide otherwise and cannot be contractually waived.
Licensing framework: The Services are operated under Curaçao eGaming sub-license 8048/JAZ2017-058 issued under the master license held by Antillephone N.V. for the original Vodds brand. Regulatory supervision and certain dispute mechanisms are therefore based in Curaçao rather than in the United Kingdom.
UK regulatory note: For Users resident in the United Kingdom, you acknowledge and agree that the Operator is not licensed by the UK Gambling Commission, that the UKGC's regulatory regime does not apply to your use of the Services, and that UK-specific protections such as GamStop and IBAS do not cover your relationship with the Operator.

Dispute Resolution

Internal complaints procedure: If you have a complaint regarding the Services, you should first contact customer support via live chat, email or other channels listed on voddsi.com, providing full details of the issue, including relevant dates, Bet IDs and any supporting evidence. The Operator will review and aim to respond within a reasonable timeframe.
Escalation: If you are not satisfied with the Operator's response, you may escalate the matter in accordance with any escalated complaints or dispute resolution procedures indicated in the legal section of voddsi.com or, where applicable, on the Antillephone N.V. license validator page for vodds.com.
Court jurisdiction: Subject to any mandatory rights you may have as a consumer in your country of residence, you agree that any disputes arising out of or in connection with these Terms or the Services shall be submitted to the competent courts of Curaçao, which shall have non-exclusive jurisdiction.

Contact Information

Customer Support

Live chat: The primary support channel is the 24/7 live chat service accessible via the Website at voddsi.com. Live chat is intended for general inquiries, betting and technical questions, and account assistance.
Email support: You may contact the Operator's customer support team by email using the contact address or web form specified on voddsi.com. Email support is suitable for detailed queries, documentation submissions and formal complaints.
Skype or other channels: Where indicated on voddsi.com, additional contact options such as Skype or other communication platforms may be available. Any such channels will be listed with up-to-date details on the Website.

Legal and Mailing Address

Operator entity: The Services are operated by the relevant entity within Ole Group International acting as the operator of the Vodds sports betting brokerage and casino platform under Curaçao license 8048/JAZ2017-058.
Registered and mailing address: The current registered office and mailing address of the Operator will be indicated in the legal or "About" section of voddsi.com and/or related official documentation. You should use that address for formal written correspondence, including legal notices and document submissions.
Regulator and license validation: Information about the Operator's Curaçao license and validation can be obtained via the Antillephone N.V. license validator linked from the Website (for example, through a validator URL for vodds.com). This information is provided to confirm licensing status and may include contact details for the licensing authority.

Last updated: 1 January 2026.